YES. That’s not a problem at all. We will help with the process from start to finish and help make sure there is no existing finance owing on the asset
The whole reason this company started was because clients were complaining of car yards signing clients up for high interest rates when there were much better rates out there. Mostly we will beat any rate you have been quoted.
YES. A lot of lenders that we use cater especially to the self employed. You won’t be hit with higher interest rates either. Our finance experts will need a few details and they will be able to qualify you for most things over the phone.
The experience we have, makes it easier for us to deal with clients in a fast, hassle free and efficient manner. The whole process can be completed over the phone & via email usually in 24 hours.
Ideally, settlement will take place the very same day an enquiry is made.
YES. As long as the bankruptcy period has been completed, then you can possibly still get finance. We will require more documentation, but we do have access to lenders who have specialised products for clients with previous financial indiscretions.
You will need to explain to our consultants why you believe you were declined. We have many products to choose from, as well as options for bad credit finance. Talk to our consultants and we will search for a product that will suit you.
Step 1. Get a quick quote instantly
Step 2. Fill in your details on our online pre approval form
Step 3. We will email you loan docs to sign
Then you will get the approval.
Each lender has different options, but generally loan installments can be arranged to be paid weekly, fortnightly or monthly.
A balloon is a lump sum owed to the lender at the end of a loan term after all repayments have been made. It allows a borrower to repay only part of the principal of their loan over its term, reducing their monthly repayments in exchange for owing the lender a lump sum at the end of the loan term.
For example: A new car buyer borrows $50,000 over 5 years and elects to have a $12,500 (25%) Residual Value/Balloon Payment on their loan. Their monthly repayments will be lower than if they had no Residual Value/Balloon Payment. However they will still owe the financier $12,500 at the end of the 5 year loan.
The amount of a Balloon Payment may be represented as an absolute dollar value or a percentage of the borrowed amount. With the exception of leases, having a Balloon Payment on a car loan is optional.
